The major credit bureaus, Equifax, Experian and TransUnion, are known to use your payment history (35%), amount owed (30%), length […]
How a mortgage loan default may impact your FICO score
Before you file for a bankruptcy, default on a home mortgage loan, or even letting an unpaid bill to go […]
Use of cash for retail payments are declining rapidly in the U.S.
The use of credit and debit cards to pay for retail transactions accounts for about 30 percent each. Cash payments […]
Credit and debit card fraud here to stay
Hackers are busy at work trying to get into your personal financial accounts so that they can make a quick […]
What you should know about credit card fees
When applying for a credit card or using an existing card to pay for a purchase, be aware of fees […]